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2.00% APY* Exceptional checking Now available at efcu!

Open a new Exceptional Checking Account at the Credit Union and receive 2.00% APY on balances between $300 - $5,000.  Enjoy all the great benefits of an EFCU checking account like, No monthly fees, Free Debit Card, Free Mobile Access, Free Online banking and Bill pay, and much more.  To receive the 2.00% APY, the account requires Direct Deposit, eStatements and a minimum of 15 debit card transactions per month. Contact one of our 9 offices for more information.

* APY=Annual Percentage Yield. Minimum balance of $300 required to receive the 2.00% APY. Balances below $300 receive no dividends. APY of 2.00% is good for the first $5,000. Standard checking APY will apply to any balance over $5,000.  To receive 2.00% APY, account must have Direct Deposit, eStatements and must perform a minimum of 15 Debit Card transactions per month. Some restrictions apply.


Holiday recover loan

Need to consolidate all your holiday bills into one easy, low interest payment?  Then EFCU has something just for you! Enrichment's annual Holiday Recovery Loan is here to help take all your holiday spending and roll it into one easy monthly payment. Rates begin as low as 3.99% Fixed APR* with 12 months to repay or 4.99% Fixed APR* for loans up to 24 months. Other rates and terms available based on amount financed and credit rating. Bring in your holiday bills and we will consolidate them into one easy payment at a much lower rate and save you money.

* APR = Annual Percentage Rate. Special is for new loans only and can not be combined with any current EFCU loan. Rates shown refer to EFCU's performance based pricing best rates. Other rates and terms available up to 60 months. Contact any office to apply, or simply apply on line or with the Mobile App. Rates available till February 28. 2017.



2017 Enrich Your Future Scholarship

Enrichment Federal Credit Union gives out 3 scholarships each year to graduating seniors that are members of the Credit Union. Click below for the scholarship application and requirements.  Applicants must be a member of EFCU for at least 12 months and be a graduating high school senior with a minimum GPA of 2.5 to apply. All applications are due by March 31, 2017 and will be awarded in May 2017.  Please contact the Marketing Department at 865-482-0045 x 1235 with any questions.       Scholarship Application



Get 3.49% Fixed APR On Credit Card Balance Transfers: 

You can transfer your high rate credit card balances to an Enrichment Visa, Visa Gold, or MasterCard at a low fixed APR of just 3.49%. Plus, you have up to 12 months to pay your balance in full at the 3.49% rate. Features on Enrichment cards include:

• No Balance Transfer Fee
• No Cash Advance Fee
• No Inactivity Fee
• No Over Limit Fee
• No Annual Fee
• No Card Replace Fee
• Scorecard Reward Points

You can choose between Classic Visa, Visa Gold, and Mastercard. All are eligible for this special balance transfer rate.

The beauty of this special offer is that it's ongoing! You can transfer balances at any time and will get 12 months to repay from the time you do the transfer.

It takes approximately two weeks from the time you submit your application to receive your credit card. Apply today so you can take advantage of the 3.49% fixed APR special and enjoy the savings that our no fee card program provides.

You simply won't find another card on the market designed to save you more!

* Special 3.49% rate applies to balance transfers only and will be good for 12 months. Any unpaid 3.49% balance remaining at the end of 12 months will revert to the current rate in effect at that time. Members that have purchase balances along with the balance transfers will see their payments applied to the highest rate on the card first. Balance transfers will appear separately on the statements. Limited time offer. New money only.

Click the links below for more information about:
•  ScoreCard Rewards
•  EZ Card Online Statement Management

Click here for terms and conditions or click here to apply online.
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2.00% APY* Exceptional checking Now available at efcu!

Open a new Exceptional Checking Account at the Credit Union and receive 2.00% APY on balances between $300 - $5,000.  Enjoy all the great benefits of an EFCU checking account like, No monthly fees, Free Debit Card, Free Mobile Access, Free Online banking and Bill pay, and much more.  To receive the 2.00% APY, the account requires Direct Deposit, eStatements and a minimum of 15 debit card transactions per month. Contact one of our 9 offices for more information.

* APY=Annual Percentage Yield. Minimum balance of $300 required to receive the 2.00% APY. Balances below $300 receive no dividends. APY of 2.00% is good for the first $5,000. Standard checking APY will apply to any balance over $5,000.  To receive 2.00% APY, account must have Direct Deposit, eStatements and must perform a minimum of 15 Debit Card transactions per month. Some restrictions apply.


Holiday recover loan

Need to consolidate all your holiday bills into one easy, low interest payment?  Then EFCU has something just for you! Enrichment's annual Holiday Recovery Loan is here to help take all your holiday spending and roll it into one easy monthly payment. Rates begin as low as 3.99% Fixed APR* with 12 months to repay or 4.99% Fixed APR* for loans up to 24 months. Other rates and terms available based on amount financed and credit rating. Bring in your holiday bills and we will consolidate them into one easy payment at a much lower rate and save you money.

* APR = Annual Percentage Rate. Special is for new loans only and can not be combined with any current EFCU loan. Rates shown refer to EFCU's performance based pricing best rates. Other rates and terms available up to 60 months. Contact any office to apply, or simply apply on line or with the Mobile App. Rates available till February 28. 2017.



2017 Enrich Your Future Scholarship

Enrichment Federal Credit Union gives out 3 scholarships each year to graduating seniors that are members of the Credit Union. Click below for the scholarship application and requirements.  Applicants must be a member of EFCU for at least 12 months and be a graduating high school senior with a minimum GPA of 2.5 to apply. All applications are due by March 31, 2017 and will be awarded in May 2017.  Please contact the Marketing Department at 865-482-0045 x 1235 with any questions.       Scholarship Application



Get 3.49% Fixed APR On Credit Card Balance Transfers: 

You can transfer your high rate credit card balances to an Enrichment Visa, Visa Gold, or MasterCard at a low fixed APR of just 3.49%. Plus, you have up to 12 months to pay your balance in full at the 3.49% rate. Features on Enrichment cards include:

• No Balance Transfer Fee
• No Cash Advance Fee
• No Inactivity Fee
• No Over Limit Fee
• No Annual Fee
• No Card Replace Fee
• Scorecard Reward Points

You can choose between Classic Visa, Visa Gold, and Mastercard. All are eligible for this special balance transfer rate.

The beauty of this special offer is that it's ongoing! You can transfer balances at any time and will get 12 months to repay from the time you do the transfer.

It takes approximately two weeks from the time you submit your application to receive your credit card. Apply today so you can take advantage of the 3.49% fixed APR special and enjoy the savings that our no fee card program provides.

You simply won't find another card on the market designed to save you more!

* Special 3.49% rate applies to balance transfers only and will be good for 12 months. Any unpaid 3.49% balance remaining at the end of 12 months will revert to the current rate in effect at that time. Members that have purchase balances along with the balance transfers will see their payments applied to the highest rate on the card first. Balance transfers will appear separately on the statements. Limited time offer. New money only.

Click the links below for more information about:
•  ScoreCard Rewards
•  EZ Card Online Statement Management

Click here for terms and conditions or click here to apply online.