Check Today's Rates
best credit card rate in town!
Stop using those other credit cards! From December 1, 2017 - February 1, 2018, all purchases made with an EFCU Visa, Visa Gold or MasterCard will receive a 6.00% Fixed APR*!
Use your EFCU credit card for your holiday shopping and all balances will receive the low 6.00% APR, plus, no balance transfer fee, no over limit fee, no annual fee, 25-day grace period and Scorecard Rewards!
If you don't have an EFCU credit card, NOW is the time to get one and start shopping with the Best Card in Town!! Contact any branch to apply for your Credit Card today!
APR= Annual Percentage Rate. All purchases between 12/1/17 and 2/1/18 receive 6.00% Fixed APR until 2/1/19. Rate will revert to the current rate at that time. Members with purchase balances will see their payments applied to the higher rate on the card first. Must qualify for credit. Limited time offer. New money only. Some restrictions apply.
2017 skip-a-payment is back for the holidays!
Enrichment Federal Credit Union wants to help take some pressure off for the Holiday Season! Simply skip your monthly loan payment and use that money to help make the holidays extra special. During December 2017 and January 2018, you can skip your loan payment and take a holiday trip or pay some unexpected expenses you may have. We want to give you a break this holiday season! Contact any Loan Officer to process your Skip-a-payment today!
*Skip-a-payment during 12/17 and 1/18 for reduced fee of $30 per loan. Only one payment skipped per loan in a 12-month period. Member accounts must be in good standing. All loans must be current. Interest continues to accrue on loans. Skip-a-payment is not available on credit cards, mortgages or line-of-credit loans. Other restrictions may apply.
Make your Loan Payment from Another Account
You can now make your loan payments from an account at another financial institution by simply using this link. Payments set-up before 4:00 pm Monday - Friday, will be applied to the loan that evening. Any payments made on the weekends, will be made the following regular business day. (excluding Saturdays) This is a simple process and convenience available for our members. Click Here to Transfer a Payment. There is a $5 processing fee to transfer a fee from another institution.
Get 3.49% Fixed APR On Credit Card Balance Transfers:
You can transfer your high rate credit card balances to an Enrichment Visa, Visa Gold, or MasterCard at a low fixed APR of just 3.49%. Plus, you have up to 12 months to pay your balance in full at the 3.49% rate. Features on Enrichment cards include:
• No Balance Transfer Fee
• No Cash Advance Fee
• No Inactivity Fee
• No Over Limit Fee
• No Annual Fee
• No Card Replace Fee
• Scorecard Reward Points
You can choose between Classic Visa, Visa Gold, and Mastercard. All are eligible for this special balance transfer rate.
The beauty of this special offer is that it's ongoing! You can transfer balances at any time and will get 12 months to repay from the time you do the transfer.
It takes approximately two weeks from the time you submit your application to receive your credit card. Apply today so you can take advantage of the 3.49% fixed APR special and enjoy the savings that our no fee card program provides.
You simply won't find another card on the market designed to save you more!
* Special 3.49% rate applies to balance transfers only and will be good for 12 months. Any unpaid 3.49% balance remaining at the end of 12 months will revert to the current rate in effect at that time. Members that have purchase balances along with the balance transfers will see their payments applied to the highest rate on the card first. Balance transfers will appear separately on the statements. Limited time offer. New money only.
Click the links below for more information about:
• ScoreCard Rewards
• EZ Card Online Statement Management
Click here for terms and conditions or click here to apply online.