Follow us on Facebook Contact Us ATM Locator Live chat by SightMax

Check Today's Rates

Now Available!
Apple Pay | Samsung Pay | Android Pay

Loan Rates | Savings Rates | Certificate Rates

 

Loan Rates

Current Rates as of 4/1/17

Auto, Recreational Vehicle & Personal Loans
Fixed APR Variable APR
Type of Account
2.53%*

-

Autos-2017 (or newer) to 2012
Up to 36 Months

2.89%*

-

Autos-2017 (or newer) to 2012
Up to 75 Months

4.19%*

-

Autos-2011 -2010
Up to 75 Months

4.19*
 - Autos 2009 & older
Up to 60 months
Call Local Enrichment Office for Quote

Extended Term Passenger Vehicle
Up to 84 Months

-

8.75%

Visa Gold (No Annual Fee)

-

10.25%

 

Visa/MasterCard
(No Annual Fee)

-

6.90%

CheckLine Personal Line-of-Credit

-

13.00%

Personal (Signature) Loan

-

2.10%

Share Secured Loan/Line of Credit

Call Local EFCU Office for Quote


Non Traditional Collateral

(Garden Tractors, Farm Tractors, Commercial Equip) 

2.53%* -

Boats & RVs
2017 (or newer) to 2012
Up to 36 Months

2.89%*
-

Boats & RVs
2017 (or newer) to 2012
Up to 75 Months

4.19%*

-

Boats & RV's
2011 - 2010
Up to 75 Months
 4.19%*   Boats & RV's
2009 & older
Up to 60 months
Call Local Enrichment Office for Quote

-

Non Traditional Collateral (farm tractors,
horse trailers, commercial equipment, etc.)
 5.99% - 8.99%*

Heating, Ventilation & Air Conditioning

12 to 84 mos.

 

Real Estate, Equity & Mortgage Loans

Fixed Rate

(APR)

Variable Rate

(APR)

Type of Account

-

2.875%**

(2.894%)

1st Mortgage
30 years max. (5/1 yr. ARM)

-

3.000%**

(3.020%)

1st Mortgage
30 years max. (5 yr. ARM)

 3.000%**

(3.146%)

1st Mortgage
10 years fixed
 

 

3.250%**

(3.352%)

-

1st Mortgage
15 years fixed

3.500%
(3.580%)
 -
1st Mortgage
20 year fixed

            Call Local Enrichment Office for Quote

1st Mortgage Loans
30 year fixed

-

5.00%**

HomeLine Visa
Line-of-Credit

6.500% / 6.750% / 7.250%** -

Home Equity - Up to 85% LTV

36/60/120 mos.

4.500%**

(6.415%)

-

Home Construction
9 mos. max.

-

5.250%**

(5.426%)

Rental Property
15 year balloon/20 yr. amortization

-

7.375%**

(7.642%)

Mobile Home With Real Estate
15 yr. max.

 


4.875%**

(5.091%)

Unimproved Property
15 years max.


Auto Loan Calculator -- Calculate your auto loan online.

  • Preapproved Gold Key loans are used for the purchase of autos and RVs from dealers; may not be used on purchases from individuals.
  • Recreational vehicle loans include boats, motors, trailers, motorcycles & campers.
  • Financing terms for new/used RV's and autos include up to 100% financing; repayment varies depending on the model year to 60 months; RV terms exceeding 75 months will be considered if the value is $35,000 or greater.
  • For information and reviews, check out the Auto Buying Resources section
  • An additional 1% will be added to vehicles with over 100,000 miles.
  • Rate for Visa Gold will be set at prime plus 5% for purchases and prime plus 7% for cash advances.
  • Rate for Visa Gold Homeline equity line-of-credit will be the New York Prime plus 1.25%.
  • Aggregate unsecured indebtedness with Enrichment Credit Union can not exceed $20,000.

*Consumer rates and terms are based on Enrichment Credit Union's Performance Based Pricing program's best rate. Some restrictions and other criteria may apply.

** Mortgage rates are based on an 85% loan-to-value; contact your nearest office for current rates on mortgage amounts over $417,000. Mortgage rates and terms are based on Enrichment Credit Union's Performance Based Pricing program's best rate.

Note: The rate information contained here is for informational purposes and is not a disclosure. Variable rates quoted here are subject to review and may change monthly.

Enrichment Federal Credit Union is an equal housing lender

.

 

Savings Rates

Current Rates as of April 1, 2017

Account Types Rate APY** Minimum Deposit Rate Through
Savings Account 0.10 0.10* $5 6/30/17

Pet Pals Account

0.10

0.10*

$10

6/30/17

Package Club Checking Account 0.05 0.05 $50

4/30/17

Everyday Checking/Business Checking 0.05 0.05 $50

4/30/17

Exceptional Checking 2.00
2.00
$300 - $5,000
4/30/17
Mad Money & Vanity Accounts 0.10 0.10* $10 6/30/17
Christmas Club Account 0.10 0.10* $10 6/30/17
Kirby Kangaroo Account 0.10 0.10* $5 6/30/17
Mortgage/Auto Escrow Accounts 0.05 0.05* $10 6/30/17
Platinum Checking Account 0.15 0.15 $10,000

4/30/17

Platinum Checking Account 0.10 0.10 $5,000

4/30/17

Platinum Checking Account 0.05 0.05 $50

4/30/17

IRA Variable Account 0.25 0.25 -N/A-

4/30/17

 

Account Types Balance APY**
Money Market Savings Account
(Tiered based on your current balance)
< $2,499
$2,500 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 >
0.05%
0.05%
0.20%
0.25%
0.30%

* Anticipated Second Quarter Rate
** APY means Annual Percentage Yield

 

 

Certificate Rates

Current Rates as of April 19, 2017

Account Types Rate APY** Minimum Deposit* Rate Through
3 Month .15 .15 $2,500 4/25/17
6 Month .20 .20 $2,500 4/25/17
1 Year .30 .30 $1,000 4/25/17
1 Year .30 .30 $10,000 4/25/17
2 Year .50 .50 $1,000 4/2517
3 Year .70 .70 $1,000 4/25/17
4 Year .90 .90 $1,000 4/25/17
5 Year 1.00 1.00 $1,000 4/25/17
* Youth Share Certificates (To Age 19): Annual Percentage Yields are the same as those listed above but the minimum deposit on this special share certificate is only $500





3 Month Jumbo .20 .20 $100,000 4/25/17
6 Month Jumbo .25 .25 $100,000 4/25/17
1 Year Jumbo .35 .35 $100,000 4/25/17
2 Year Jumbo .60 .60 $100,000 4/25/17
3 Year Jumbo .80 .80 $100,000 4/25/17
4 Year Jumbo
 .95 .95
$100,000
4/25/17 
5 Year Jumbo
 1.04 1.05
$100,000
4/25/17



 
IRA Certificate-1 Year .30 .30 $1,000 4/25/17
IRA Certificate-2 Year .50 .50 $1,000 4/25/17
IRA Certificate-3 Year .70 .70 $1,000 4/25/17
IRA Certificate-4 Year .90 .90 $1,000 4/25/17
IRA Certificate-5 Year 1.00 1.00 $1,000 4/25/17



 
IRA Jumbo Cert.-1 Year .35 .35 $100,000

4/25/17

IRA Jumbo Cert.-2 Year .60 .60 $100,000 4/25/17
IRA Jumbo Cert.-3 Year .80 .80 $100,000 4/25/17
 IRA Jumbo Cert. - 4 Year
.95
 .95 $100,000
4/25/17 
IRA Jumbo Cert. - 5 Year
1.04
 1.05 $100,000
4/25/17

**APY means Annual Percentage Yield
Substantial penalty for early withdrawal may apply on share certificate products.

Download the Enrichment Federal Credit Union App Close Download the Enrichment Federal Credit Union App Download the Enrichment Federal Credit Union App...
Enrichment Federal Credit Union
ATM Locator Contact Us Follow us on Facebook

Loan Rates | Savings Rates | Certificate Rates

 

Loan Rates

Current Rates as of 4/1/17

Auto, Recreational Vehicle & Personal Loans
Fixed APR Variable APR
Type of Account
2.53%*

-

Autos-2017 (or newer) to 2012
Up to 36 Months

2.89%*

-

Autos-2017 (or newer) to 2012
Up to 75 Months

4.19%*

-

Autos-2011 -2010
Up to 75 Months

4.19*
 - Autos 2009 & older
Up to 60 months
Call Local Enrichment Office for Quote

Extended Term Passenger Vehicle
Up to 84 Months

-

8.75%

Visa Gold (No Annual Fee)

-

10.25%

 

Visa/MasterCard
(No Annual Fee)

-

6.90%

CheckLine Personal Line-of-Credit

-

13.00%

Personal (Signature) Loan

-

2.10%

Share Secured Loan/Line of Credit

Call Local EFCU Office for Quote


Non Traditional Collateral

(Garden Tractors, Farm Tractors, Commercial Equip) 

2.53%* -

Boats & RVs
2017 (or newer) to 2012
Up to 36 Months

2.89%*
-

Boats & RVs
2017 (or newer) to 2012
Up to 75 Months

4.19%*

-

Boats & RV's
2011 - 2010
Up to 75 Months
 4.19%*   Boats & RV's
2009 & older
Up to 60 months
Call Local Enrichment Office for Quote

-

Non Traditional Collateral (farm tractors,
horse trailers, commercial equipment, etc.)
 5.99% - 8.99%*

Heating, Ventilation & Air Conditioning

12 to 84 mos.

 

Real Estate, Equity & Mortgage Loans

Fixed Rate

(APR)

Variable Rate

(APR)

Type of Account

-

2.875%**

(2.894%)

1st Mortgage
30 years max. (5/1 yr. ARM)

-

3.000%**

(3.020%)

1st Mortgage
30 years max. (5 yr. ARM)

 3.000%**

(3.146%)

1st Mortgage
10 years fixed
 

 

3.250%**

(3.352%)

-

1st Mortgage
15 years fixed

3.500%
(3.580%)
 -
1st Mortgage
20 year fixed

            Call Local Enrichment Office for Quote

1st Mortgage Loans
30 year fixed

-

5.00%**

HomeLine Visa
Line-of-Credit

6.500% / 6.750% / 7.250%** -

Home Equity - Up to 85% LTV

36/60/120 mos.

4.500%**

(6.415%)

-

Home Construction
9 mos. max.

-

5.250%**

(5.426%)

Rental Property
15 year balloon/20 yr. amortization

-

7.375%**

(7.642%)

Mobile Home With Real Estate
15 yr. max.

 


4.875%**

(5.091%)

Unimproved Property
15 years max.


Auto Loan Calculator -- Calculate your auto loan online.

  • Preapproved Gold Key loans are used for the purchase of autos and RVs from dealers; may not be used on purchases from individuals.
  • Recreational vehicle loans include boats, motors, trailers, motorcycles & campers.
  • Financing terms for new/used RV's and autos include up to 100% financing; repayment varies depending on the model year to 60 months; RV terms exceeding 75 months will be considered if the value is $35,000 or greater.
  • For information and reviews, check out the Auto Buying Resources section
  • An additional 1% will be added to vehicles with over 100,000 miles.
  • Rate for Visa Gold will be set at prime plus 5% for purchases and prime plus 7% for cash advances.
  • Rate for Visa Gold Homeline equity line-of-credit will be the New York Prime plus 1.25%.
  • Aggregate unsecured indebtedness with Enrichment Credit Union can not exceed $20,000.

*Consumer rates and terms are based on Enrichment Credit Union's Performance Based Pricing program's best rate. Some restrictions and other criteria may apply.

** Mortgage rates are based on an 85% loan-to-value; contact your nearest office for current rates on mortgage amounts over $417,000. Mortgage rates and terms are based on Enrichment Credit Union's Performance Based Pricing program's best rate.

Note: The rate information contained here is for informational purposes and is not a disclosure. Variable rates quoted here are subject to review and may change monthly.

Enrichment Federal Credit Union is an equal housing lender

.

 

Savings Rates

Current Rates as of April 1, 2017

Account Types Rate APY** Minimum Deposit Rate Through
Savings Account 0.10 0.10* $5 6/30/17

Pet Pals Account

0.10

0.10*

$10

6/30/17

Package Club Checking Account 0.05 0.05 $50

4/30/17

Everyday Checking/Business Checking 0.05 0.05 $50

4/30/17

Exceptional Checking 2.00
2.00
$300 - $5,000
4/30/17
Mad Money & Vanity Accounts 0.10 0.10* $10 6/30/17
Christmas Club Account 0.10 0.10* $10 6/30/17
Kirby Kangaroo Account 0.10 0.10* $5 6/30/17
Mortgage/Auto Escrow Accounts 0.05 0.05* $10 6/30/17
Platinum Checking Account 0.15 0.15 $10,000

4/30/17

Platinum Checking Account 0.10 0.10 $5,000

4/30/17

Platinum Checking Account 0.05 0.05 $50

4/30/17

IRA Variable Account 0.25 0.25 -N/A-

4/30/17

 

Account Types Balance APY**
Money Market Savings Account
(Tiered based on your current balance)
< $2,499
$2,500 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 >
0.05%
0.05%
0.20%
0.25%
0.30%

* Anticipated Second Quarter Rate
** APY means Annual Percentage Yield

 

 

Certificate Rates

Current Rates as of April 19, 2017

Account Types Rate APY** Minimum Deposit* Rate Through
3 Month .15 .15 $2,500 4/25/17
6 Month .20 .20 $2,500 4/25/17
1 Year .30 .30 $1,000 4/25/17
1 Year .30 .30 $10,000 4/25/17
2 Year .50 .50 $1,000 4/2517
3 Year .70 .70 $1,000 4/25/17
4 Year .90 .90 $1,000 4/25/17
5 Year 1.00 1.00 $1,000 4/25/17
* Youth Share Certificates (To Age 19): Annual Percentage Yields are the same as those listed above but the minimum deposit on this special share certificate is only $500





3 Month Jumbo .20 .20 $100,000 4/25/17
6 Month Jumbo .25 .25 $100,000 4/25/17
1 Year Jumbo .35 .35 $100,000 4/25/17
2 Year Jumbo .60 .60 $100,000 4/25/17
3 Year Jumbo .80 .80 $100,000 4/25/17
4 Year Jumbo
 .95 .95
$100,000
4/25/17 
5 Year Jumbo
 1.04 1.05
$100,000
4/25/17



 
IRA Certificate-1 Year .30 .30 $1,000 4/25/17
IRA Certificate-2 Year .50 .50 $1,000 4/25/17
IRA Certificate-3 Year .70 .70 $1,000 4/25/17
IRA Certificate-4 Year .90 .90 $1,000 4/25/17
IRA Certificate-5 Year 1.00 1.00 $1,000 4/25/17



 
IRA Jumbo Cert.-1 Year .35 .35 $100,000

4/25/17

IRA Jumbo Cert.-2 Year .60 .60 $100,000 4/25/17
IRA Jumbo Cert.-3 Year .80 .80 $100,000 4/25/17
 IRA Jumbo Cert. - 4 Year
.95
 .95 $100,000
4/25/17 
IRA Jumbo Cert. - 5 Year
1.04
 1.05 $100,000
4/25/17

**APY means Annual Percentage Yield
Substantial penalty for early withdrawal may apply on share certificate products.