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EFCU Routing Number: 264281364

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Credit Union Membership Member Opening Savings Deposit:...$5 minimum
Checking Account Fees
NSF $30/item
Returned Item $30/item
Overdraft Item $30/item
Stop Payment $20/request
Check Printing Prices may vary depending upon style (Package & Platinum Custom Checks at No Charge)
Everyday Checking Account Service fee: $3/month if the minimum balance of $300 is not maintained
Package Checking Account Service fee:  $8/month, if under age 55 - - $6/month if over age 55
Platinum Checking Account Service fee:  $12/month, if the balance falls below $5,000
Business Checking Account Service fee: $3/month, if the minimum balance of $300 is not maintained
Statement Fee $2.00 per month for checking accounts opened after 9/1/15 with no eStatement (EGen accounts fee waived till age 18)
 Credit Card Return Payment Fee
 up to $27
 Skip-a-Payment Fee  $35 per loan payment - loans payment can only be skipped once in a 12-month period
Other Service Fees
(applicable to all accounts)
Fees
Account Research $15/hour, no charge first fifteen (15) minutes
Statement Copy $2/per month (Current Month free)
Returned Statement/Bad Address $5 per month
Deposited Item Return Personal:.........................$30/item (Your personal check from another financial institution) 
Business:........................$30/item (Any returned deposit item on your business account)
Items Sent for Collection Cost
Wire Transfer (outgoing domestic) fee:.............$15/transfer
(out going non-domestic) fee......$40/transfer
Incoming Wire
No Charge
Money Order $1.50/item
Visa Travel Card $4
Inactive Account $5 after one (1) year, if balance is under $5 and no sub accounts
Check Copy $1/copy (1st Copy free)
Verification of Deposit $10
Fax Transmissions $2/page
Each additional page............$1
Xerox Copy $0.10/page (first ten (10) copies free)
Cashiers Check $1/check (first three (3) free each month)
Coin Machine
Fees
Members First $100 Free and 5% Charge on Amount Above $100 (minimum charge $1.00)
Non-Members 10% of total
Safe Deposit Box
Annual Rental Size
Fees
3 x 5 $17
3 x 10 $30
5 x 10 $45
7 x 10 $50
10 x 10 $65
Change of Lock $15
Drilling of Box $100
Lost Key $15
Late Renewal Fee (after 60 days) $15
Remote Access Services Fees
DataFone No Charge
e-Branch Home Banking No Charge
Online Bill Payer No Charge
ATM PLUS Transaction Fee No Charge
Debit Card No Charge
ATM Card
No Charge
Lost Debit Card Fee    $5
   

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Credit Union Membership Member Opening Savings Deposit:...$5 minimum
Checking Account Fees
NSF $30/item
Returned Item $30/item
Overdraft Item $30/item
Stop Payment $20/request
Check Printing Prices may vary depending upon style (Package & Platinum Custom Checks at No Charge)
Everyday Checking Account Service fee: $3/month if the minimum balance of $300 is not maintained
Package Checking Account Service fee:  $8/month, if under age 55 - - $6/month if over age 55
Platinum Checking Account Service fee:  $12/month, if the balance falls below $5,000
Business Checking Account Service fee: $3/month, if the minimum balance of $300 is not maintained
Statement Fee $2.00 per month for checking accounts opened after 9/1/15 with no eStatement (EGen accounts fee waived till age 18)
 Credit Card Return Payment Fee
 up to $27
 Skip-a-Payment Fee  $35 per loan payment - loans payment can only be skipped once in a 12-month period
Other Service Fees
(applicable to all accounts)
Fees
Account Research $15/hour, no charge first fifteen (15) minutes
Statement Copy $2/per month (Current Month free)
Returned Statement/Bad Address $5 per month
Deposited Item Return Personal:.........................$30/item (Your personal check from another financial institution) 
Business:........................$30/item (Any returned deposit item on your business account)
Items Sent for Collection Cost
Wire Transfer (outgoing domestic) fee:.............$15/transfer
(out going non-domestic) fee......$40/transfer
Incoming Wire
No Charge
Money Order $1.50/item
Visa Travel Card $4
Inactive Account $5 after one (1) year, if balance is under $5 and no sub accounts
Check Copy $1/copy (1st Copy free)
Verification of Deposit $10
Fax Transmissions $2/page
Each additional page............$1
Xerox Copy $0.10/page (first ten (10) copies free)
Cashiers Check $1/check (first three (3) free each month)
Coin Machine
Fees
Members First $100 Free and 5% Charge on Amount Above $100 (minimum charge $1.00)
Non-Members 10% of total
Safe Deposit Box
Annual Rental Size
Fees
3 x 5 $17
3 x 10 $30
5 x 10 $45
7 x 10 $50
10 x 10 $65
Change of Lock $15
Drilling of Box $100
Lost Key $15
Late Renewal Fee (after 60 days) $15
Remote Access Services Fees
DataFone No Charge
e-Branch Home Banking No Charge
Online Bill Payer No Charge
ATM PLUS Transaction Fee No Charge
Debit Card No Charge
ATM Card
No Charge
Lost Debit Card Fee    $5