Simply the safest and smartest way to bank! With unrivaled security and smart savings, eSpend Checking makes it easier to protect your finances, save money on everyday purchases, and enjoy your life. Peace of mind is one of the most important benefits a financial institution can provide. 

If you are an existing member and would like to switch to eSpend checking, simply click below and submit your request today. 

Change My Checking Account

eSpend Checking benefits include:

Credit File Monitoring

Receive alerts and access to a debt analysis tool to help you manage and improve your finances.1 

Mobile Banking with Remote Deposit

with real time availability

Rewards Debit Mastercard

Get cash back rewards deposited to your Ownership Rewards Account and setup online card controls.
 

Online Banking with Bill Pay

Manage all your Enrichment accounts under one login. 

Courtesy Pay

Added Protection with Courtesy Pay 
Avoid courtesy overdraft fee(s) by bringing your checking account positive by the end of each business day2.

Tiered Dividends

Rates are subject to change.
 

Free Checks

Get 2 boxes of Enrichment branded checks free per year.
 

Free Overdraft Protection

from your savings account(s)
 

Free Cashier's Checks 
& Money Orders

Access to over 70,000 nationwide ATM's


We make it easy to protect your finances, save money on everyday purchases, and enjoy your life.
That's something you can count on. 

OPEN YOUR ESPEND CHECKING TODAY
1Credit Monitoring is available to registered users of Enrichment's online and mobile banking. Log into your account and accept the "My Credit" disclosure to enroll. Credit score is a VantageScore 3.0 based on single bureau data. Third parties may use a different type of credit score to assess your creditworthiness.
2 See our Fee Schedule for Courtesy Pay fee amount. The end of each business day is approximately 10:00 p.m. eastern standard time.