Home & Real Estate Loans

These loans have the same interest rate for the life of the loan. Typically, the shorter the loan term, the lower the rate, which makes it easy to budget the payment each month.

• Protection from rising interest rates
• Low, affordable interest rates
• 10, 15, 20, and 30-year terms available
• Origination fee up to 1.00%
• Up to 100% financing 

Terms may vary based on credit and/or other restrictions may apply. Additional fees may apply. Please speak with a Credit Union loan representative for full details.

For the first 5 years, the rate will be fixed at a “below market rate” to help you afford more with a lower payment. After the fixed period of 5 years, the rate may adjust every year or every 5 years depending on the terms of the loan.

• Lower fixed rate for the first 5 years
• Low closing costs
  
• Origination fee up to 1.00%
• Up to 100% financing
  

Terms may vary based on credit and/or other restrictions may apply. Additional fees may apply. Please speak with a Credit Union loan representative for full details.

This loan is designed for you if you are looking for a short-term loan to purchase a residential lot for the construction of a new primary residence.

• Variable-rate loan
• 15-year maximum term
• Can be rolled into your construction loan when you are ready to build.
• Residential lots up to 85% financing

Build the home of your dreams with an Enrichment Construction Loan.

• Fixed rate, interest-only payments
  
• 1% origination fee
• Up to 85% financing